Georgia Dream & Invest Atlanta, decoded

Two of Georgia's biggest doors for first-time buyers:

Georgia Dream is the state program. It pairs an affordable first mortgage with down-payment assistance — a set amount, with larger amounts for buyers like protective service workers, educators, healthcare workers, military, and people with disabilities or family members with disabilities. There are income and purchase-price limits, and you'll take a short homebuyer education course (these lessons are a head start on exactly that).

Invest Atlanta is the City of Atlanta's economic development authority. Its programs offer down-payment assistance for homes inside city limits, often stackable with Georgia Dream, with their own income tiers.

You don't need to master the fine print — you need to know these exist and that KevaAI checks you against them.

Next: KevaAI checks your eligibility for Georgia Dream, Invest Atlanta, and dozens of local programs at once.